27 Ewald Dr ERochesterNY14625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 27 Ewald Dr E, Rochester, NY, 14625 in Rochester speaks for itself: 28.46% gross on a $129,999 price, generating $3,083/mo in rent and $2,215/mo in net income after the $585/mo debt service. DSCR 5.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,576 stacks alongside $35,916 in projected five-year appreciation and $1,197/yr in principal reduction. Projected total cumulative return: $192,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.5% | 6.2% |
| Monthly Cash Flow | $2,215 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,083 |
| Total Monthly Debt Service | $816 |
| DSCR Ratio | 3.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices