27 Cross StBloomingburgOH43106
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow27 Cross St, Bloomingburg, OH, 43106 in Bloomingburg is a solid income-producing rental, 11.94% gross yield, $1,193/mo rent, $404/mo net cash flow on a $119,900 buy. DSCR 2.21 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $33,126 and $1,104/yr in principal reduction project a total cumulative return of $71,748.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $404 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,193 |
| Total Monthly Debt Service | $741 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,274 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43106, Bloomingburg, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 421 (68.1%) |
| Renter Occupied HU | 146 (23.6%) |
| Vacant Housing Units | 51 ( 8.3%) |
| Median Home Value | $159,198 |
| Average Home Value | $208,985 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,274 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43106, Bloomingburg, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 421 (68.1%) |
| Renter Occupied HU | 146 (23.6%) |
| Vacant Housing Units | 51 ( 8.3%) |
| Median Home Value | $159,198 |
| Average Home Value | $208,985 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tommy Hoskins • Keller Williams Community Part
Mls Name: DABR MLS
Mls ID: #952044