27 Barbara CirLittle RockAR72204
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 27 Barbara Cir, Little Rock, AR, 72204 in Little Rock is narrow, $157/mo net on $758/mo rent after the $450/mo debt service, but the property operates at break-even-plus, not a loss. At $100,000 with a 9.1% yield, the long-run equity case via 5% appreciation ($27,628 over five years) and $921/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $47,957.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.1% |
| Monthly Cash Flow | $157 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $758 |
| Total Monthly Debt Service | $561 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72204, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,609 (100%) |
| Owner Occupied HU | 6,832 (46.8%) |
| Renter Occupied HU | 5,984 (41.0%) |
| Vacant Housing Units | 1,793 (12.3%) |
| Median Home Value | $137,980 |
| Average Home Value | $206,743 |
Housing Distribution
Address Breakdown
Residential
14,189
Single Family
12,732
Multi-Family
1,457
Businesses
1,146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72204, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,609 (100%) |
| Owner Occupied HU | 6,832 (46.8%) |
| Renter Occupied HU | 5,984 (41.0%) |
| Vacant Housing Units | 1,793 (12.3%) |
| Median Home Value | $137,980 |
| Average Home Value | $206,743 |
Housing Distribution
Address Breakdown
Residential
14,189
Single Family
12,732
Multi-Family
1,457
Businesses
1,146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #26009294