26W447 Harrison AveWinfieldIL60190
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 26W447 Harrison Ave, Winfield, IL, 60190 in Winfield speaks for itself: 11.23% gross on a $349,000 price, generating $3,266/mo in rent and $846/mo in net income after the $1,569/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,148 stacks alongside $96,422 in projected five-year appreciation and $3,214/yr in principal reduction. Projected total cumulative return: $187,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $846 | $1,500 |
City averages based on Winfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,266 |
| Total Monthly Debt Service | $2,282 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
5,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
5,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices