2697 Drayton RdViennaGA31092
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 2697 Drayton Rd, Vienna, GA, 31092 in Vienna. Rental yield 4.22%. At $225,000 with 4.22% gross yield, current distributions are modest, but the 5% appreciation rate projects $62,163 in new equity by year five, complemented by $2,072/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.78) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $48,048.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 10.0% |
| Monthly Cash Flow | $(577) | $400 |
City averages based on Vienna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $792 |
| Total Monthly Debt Service | $1,280 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
6.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31092, Vienna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,902 (100%) |
| Owner Occupied HU | 1,652 (56.9%) |
| Renter Occupied HU | 766 (26.4%) |
| Vacant Housing Units | 484 (16.7%) |
| Median Home Value | $118,529 |
| Average Home Value | $161,415 |
Housing Distribution
Address Breakdown
Residential
2,034
Single Family
2,034
Multi-Family
0
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
6.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31092, Vienna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,902 (100%) |
| Owner Occupied HU | 1,652 (56.9%) |
| Renter Occupied HU | 766 (26.4%) |
| Vacant Housing Units | 484 (16.7%) |
| Median Home Value | $118,529 |
| Average Home Value | $161,415 |
Housing Distribution
Address Breakdown
Residential
2,034
Single Family
2,034
Multi-Family
0
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices