26916 Highway 36 SPACE 48CheshireOR97419
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 26916 Highway 36 SPACE 48, Cheshire, OR, 97419 in Cheshire: $1,052/mo in rent, $208/mo in net income, 9.02% gross yield, 1.67 DSCR, all at $139,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $38,652 in appreciation and $1,288/yr in principal paydown projects total cumulative return of $66,352.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $208 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,052 |
| Total Monthly Debt Service | $789 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97419, Cheshire, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 536 (100%) |
| Owner Occupied HU | 436 (81.3%) |
| Renter Occupied HU | 62 (11.6%) |
| Vacant Housing Units | 38 ( 7.1%) |
| Median Home Value | $716,667 |
| Average Home Value | $936,583 |
Housing Distribution
Address Breakdown
Residential
433
Single Family
432
Multi-Family
1
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97419, Cheshire, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 536 (100%) |
| Owner Occupied HU | 436 (81.3%) |
| Renter Occupied HU | 62 (11.6%) |
| Vacant Housing Units | 38 ( 7.1%) |
| Median Home Value | $716,667 |
| Average Home Value | $936,583 |
Housing Distribution
Address Breakdown
Residential
433
Single Family
432
Multi-Family
1
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices