26897 Spring CtPioneerCA95666
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 26897 Spring Ct, Pioneer, CA, 95666 in Pioneer. At $558,000 it earns $3,920/mo in rent and distributes $440/mo to the owner after the $2,509/mo payment, a consistent 8.43% yield. DSCR 1.56 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $154,165 in value; $5,139/yr in principal paydown compounds ownership stake. Total projected return: $241,733.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $440 | $1,500 |
City averages based on Pioneer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,920 |
| Total Monthly Debt Service | $3,230 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
5.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95666, Pioneer, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,181 (100%) |
| Owner Occupied HU | 2,230 (53.3%) |
| Renter Occupied HU | 391 ( 9.4%) |
| Vacant Housing Units | 1,560 (37.3%) |
| Median Home Value | $443,208 |
| Average Home Value | $483,183 |
Housing Distribution
Address Breakdown
Residential
2,459
Single Family
2,459
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
5.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95666, Pioneer, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,181 (100%) |
| Owner Occupied HU | 2,230 (53.3%) |
| Renter Occupied HU | 391 ( 9.4%) |
| Vacant Housing Units | 1,560 (37.3%) |
| Median Home Value | $443,208 |
| Average Home Value | $483,183 |
Housing Distribution
Address Breakdown
Residential
2,459
Single Family
2,459
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Neil Carlson • Vista Sotheby's International Realty
Mls Name: MetroList Services of CA
Mls ID: #225143081