2685 E Hardtner DrOllaLA71465
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2685 E Hardtner Dr, Olla, LA, 71465 in Olla at $117,000 earns $896/mo in rent and nets $171/mo after the $526/mo payment, a 9.19% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $32,325 over five years. Ziffy Mortgage underwrites this on a 1.70 DSCR without U.S. credit history. With $1,078/yr in principal paydown, total projected return reaches $55,388.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $171 | $8,500 |
City averages based on Olla market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $896 |
| Total Monthly Debt Service | $678 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71465, Olla, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,580 (100%) |
| Owner Occupied HU | 1,003 (63.5%) |
| Renter Occupied HU | 287 (18.2%) |
| Vacant Housing Units | 290 (18.4%) |
| Median Home Value | $112,416 |
| Average Home Value | $146,712 |
Housing Distribution
Address Breakdown
Residential
1,130
Single Family
1,051
Multi-Family
79
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71465, Olla, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,580 (100%) |
| Owner Occupied HU | 1,003 (63.5%) |
| Renter Occupied HU | 287 (18.2%) |
| Vacant Housing Units | 290 (18.4%) |
| Median Home Value | $112,416 |
| Average Home Value | $146,712 |
Housing Distribution
Address Breakdown
Residential
1,130
Single Family
1,051
Multi-Family
79
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices