2680 Hartford Avenue #15White River JunctionVT05001
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2680 Hartford Avenue #15, White River Junction, VT, 05001 in White River Junction is a top-tier cash-flow asset. At $399,000 it produces $3,440/mo in rent and $786/mo in net monthly income, a 10.35% gross rental yield. The DSCR of 1.92 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,431. Five-year appreciation adds $110,236, driving a total cumulative return of $202,673.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $786 | $420 |
City averages based on White River Junction market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,440 |
| Total Monthly Debt Service | $2,496 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05001, White River Junction, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,523 (100%) |
| Owner Occupied HU | 2,646 (58.5%) |
| Renter Occupied HU | 1,438 (31.8%) |
| Vacant Housing Units | 439 ( 9.7%) |
| Median Home Value | $315,214 |
| Average Home Value | $379,354 |
Housing Distribution
Address Breakdown
Residential
3,545
Single Family
3,335
Multi-Family
210
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05001, White River Junction, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,523 (100%) |
| Owner Occupied HU | 2,646 (58.5%) |
| Renter Occupied HU | 1,438 (31.8%) |
| Vacant Housing Units | 439 ( 9.7%) |
| Median Home Value | $315,214 |
| Average Home Value | $379,354 |
Housing Distribution
Address Breakdown
Residential
3,545
Single Family
3,335
Multi-Family
210
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaime Durell • BHHS Verani Upper Valley
Mls Name: PrimeMLS
Mls ID: #5061318