26709 S Highway 95WorleyID83876
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 26709 S Highway 95, Worley, ID, 83876 in Worley worth study. Rental yield 3.08%. The 3.08% gross yield is below cash-flow benchmarks at $1,795,500, but 5% annual appreciation, adding $496,064 over five years, frames this as a capital growth position. Rent of $4,606/mo partially offsets the $8,074/mo payment. Ziffy Mortgage finances appreciation-play properties (0.57 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $309,083.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 5.0% |
| Monthly Cash Flow | $(5,724) | $1,200 |
City averages based on Worley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,606 |
| Total Monthly Debt Service | $9,615 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
15.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83876, Worley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,507 (100%) |
| Owner Occupied HU | 580 (38.5%) |
| Renter Occupied HU | 98 ( 6.5%) |
| Vacant Housing Units | 829 (55.0%) |
| Median Home Value | $551,339 |
| Average Home Value | $669,409 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
698
Multi-Family
1
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
15.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83876, Worley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,507 (100%) |
| Owner Occupied HU | 580 (38.5%) |
| Renter Occupied HU | 98 ( 6.5%) |
| Vacant Housing Units | 829 (55.0%) |
| Median Home Value | $551,339 |
| Average Home Value | $669,409 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
698
Multi-Family
1
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices