26706 S Willow Creek RdMedimontID83842
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 26706 S Willow Creek Rd, Medimont, ID, 83842 in Medimont is capital appreciation. Rental yield 3.99%. The 3.99% gross yield at $1,995,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $551,182 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.74) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $440,954.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.2% |
| Monthly Cash Flow | $(4,844) | $300 |
City averages based on Medimont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,633 |
| Total Monthly Debt Service | $10,683 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
50.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83842, Medimont, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 41 (100%) |
| Owner Occupied HU | 30 (73.2%) |
| Renter Occupied HU | 3 ( 7.3%) |
| Vacant Housing Units | 8 (19.5%) |
| Median Home Value | $633,333 |
| Average Home Value | $701,667 |
Housing Distribution
Address Breakdown
Residential
70
Single Family
70
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
50.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83842, Medimont, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 41 (100%) |
| Owner Occupied HU | 30 (73.2%) |
| Renter Occupied HU | 3 ( 7.3%) |
| Vacant Housing Units | 8 (19.5%) |
| Median Home Value | $633,333 |
| Average Home Value | $701,667 |
Housing Distribution
Address Breakdown
Residential
70
Single Family
70
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Greg Rowley • Coldwell Banker Schneidmiller Realty
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-1508
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