267 US Route 1 #301FalmouthME04105
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 267 US Route 1 #301, Falmouth, ME, 04105 in Falmouth the bet is firmly on appreciation. Rental yield 4.63%. The 4.63% gross yield on a $899,000 price is below income-first thresholds, but 5%/yr value growth projects $248,377 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.86) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $199,724.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.8% |
| Monthly Cash Flow | $(2,682) | $850 |
City averages based on Falmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,472 |
| Total Monthly Debt Service | $5,316 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04105, Falmouth, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,499 (100%) |
| Owner Occupied HU | 4,268 (77.6%) |
| Renter Occupied HU | 814 (14.8%) |
| Vacant Housing Units | 417 ( 7.6%) |
| Median Home Value | $751,057 |
| Average Home Value | $879,727 |
Housing Distribution
Address Breakdown
Residential
5,390
Single Family
4,979
Multi-Family
411
Businesses
480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04105, Falmouth, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,499 (100%) |
| Owner Occupied HU | 4,268 (77.6%) |
| Renter Occupied HU | 814 (14.8%) |
| Vacant Housing Units | 417 ( 7.6%) |
| Median Home Value | $751,057 |
| Average Home Value | $879,727 |
Housing Distribution
Address Breakdown
Residential
5,390
Single Family
4,979
Multi-Family
411
Businesses
480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices