2669 S Liberty Ave EOgdenUT84401
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder2669 S Liberty Ave E, Ogden, UT, 84401 in Ogden earns a respectable 7.16% gross yield at $320,000, but after the $1,439/mo mortgage the net cash flow is $32/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.33) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $88,410 over five years, making equity the dominant return driver. Total projected return: $122,972.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $32 | $450 |
City averages based on Ogden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,908 |
| Total Monthly Debt Service | $1,748 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84401, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,782 (100%) |
| Owner Occupied HU | 11,030 (55.8%) |
| Renter Occupied HU | 7,369 (37.3%) |
| Vacant Housing Units | 1,383 ( 7.0%) |
| Median Home Value | $499,964 |
| Average Home Value | $563,384 |
Housing Distribution
Address Breakdown
Residential
19,062
Single Family
17,020
Multi-Family
2,042
Businesses
1,847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84401, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,782 (100%) |
| Owner Occupied HU | 11,030 (55.8%) |
| Renter Occupied HU | 7,369 (37.3%) |
| Vacant Housing Units | 1,383 ( 7.0%) |
| Median Home Value | $499,964 |
| Average Home Value | $563,384 |
Housing Distribution
Address Breakdown
Residential
19,062
Single Family
17,020
Multi-Family
2,042
Businesses
1,847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: S. Sally Smith • Signature Real Estate Utah (Cottonwood Heights)
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2079141
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-04-23 11:33:46 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)