2668 VT Route 64WilliamstownVT05679
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2668 VT Route 64, Williamstown, VT, 05679 in Williamstown at $290,000 earns $1,996/mo in rent and nets $67/mo after the $1,304/mo payment, a 8.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $80,122 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,671/yr in principal paydown, total projected return reaches $114,884.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $67 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,996 |
| Total Monthly Debt Service | $1,814 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05679, Williamstown, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,500 (100%) |
| Owner Occupied HU | 1,167 (77.8%) |
| Renter Occupied HU | 237 (15.8%) |
| Vacant Housing Units | 96 ( 6.4%) |
| Median Home Value | $268,727 |
| Average Home Value | $272,541 |
Housing Distribution
Address Breakdown
Residential
1,259
Single Family
1,171
Multi-Family
88
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05679, Williamstown, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,500 (100%) |
| Owner Occupied HU | 1,167 (77.8%) |
| Renter Occupied HU | 237 (15.8%) |
| Vacant Housing Units | 96 ( 6.4%) |
| Median Home Value | $268,727 |
| Average Home Value | $272,541 |
Housing Distribution
Address Breakdown
Residential
1,259
Single Family
1,171
Multi-Family
88
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5084314