26652 Harding RdClermontIA52135







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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,798/mo, and a $1,528/mo payment. Purchase price stands at $312,140, and rental yield measures 6.91% with $1,798/mo rent. Return on cash invested shows 17.25% in year one, and 5% annual appreciation builds toward $86,239 over five years. Five-year ROI reaches 88.98% and total cumulative return in cash records $92,071. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,798/mo property income covering a $1,528/mo payment rather than investor’s personal income.
Single Family
Built in 2007
13 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52135, Clermont, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 403 (100%) |
| Owner Occupied HU | 290 (72.0%) |
| Renter Occupied HU | 48 (11.9%) |
| Vacant Housing Units | 65 (16.1%) |
| Median Home Value | $158,333 |
| Average Home Value | $195,819 |
Housing Distribution
Address Breakdown
Residential
248
Single Family
244
Multi-Family
4
Businesses
27
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