2664 161st StCurrieMN56123
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2664 161st St, Currie, MN, 56123 in Currie. At $140,000 it earns $1,123/mo in rent and distributes $249/mo to the owner after the $630/mo payment, a consistent 9.63% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $38,679 in value; $1,289/yr in principal paydown compounds ownership stake. Total projected return: $69,096.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 9.0% |
| Monthly Cash Flow | $249 | $450 |
City averages based on Currie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,123 |
| Total Monthly Debt Service | $819 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
9.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56123, Currie, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 364 (100%) |
| Owner Occupied HU | 196 (53.8%) |
| Renter Occupied HU | 30 ( 8.2%) |
| Vacant Housing Units | 138 (37.9%) |
| Median Home Value | $285,417 |
| Average Home Value | $320,638 |
Housing Distribution
Address Breakdown
Residential
197
Single Family
192
Multi-Family
5
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
9.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56123, Currie, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 364 (100%) |
| Owner Occupied HU | 196 (53.8%) |
| Renter Occupied HU | 30 ( 8.2%) |
| Vacant Housing Units | 138 (37.9%) |
| Median Home Value | $285,417 |
| Average Home Value | $320,638 |
Housing Distribution
Address Breakdown
Residential
197
Single Family
192
Multi-Family
5
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices