26629 Campbell CtStevenson RanchCA91381
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 26629 Campbell Ct, Stevenson Ranch, CA, 91381 in Stevenson Ranch fits: $1,595,000, 3.94% gross yield, and a projected 5% annual appreciation rate adding $440,669 in value within five years. Rental yield 3.94%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.73) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $14,690/yr in principal paydown and $440,669 in appreciation project a total return of $306,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 5.0% |
| Monthly Cash Flow | $(4,670) | $2,500 |
City averages based on Stevenson Ranch market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,237 |
| Total Monthly Debt Service | $9,232 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
10,393 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91381, Stevenson Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,798 (100%) |
| Owner Occupied HU | 6,154 (69.9%) |
| Renter Occupied HU | 2,391 (27.2%) |
| Vacant Housing Units | 253 ( 2.9%) |
| Median Home Value | $1,025,595 |
| Average Home Value | $1,122,310 |
Housing Distribution
Address Breakdown
Residential
7,992
Single Family
6,255
Multi-Family
1,737
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
10,393 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91381, Stevenson Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,798 (100%) |
| Owner Occupied HU | 6,154 (69.9%) |
| Renter Occupied HU | 2,391 (27.2%) |
| Vacant Housing Units | 253 ( 2.9%) |
| Median Home Value | $1,025,595 |
| Average Home Value | $1,122,310 |
Housing Distribution
Address Breakdown
Residential
7,992
Single Family
6,255
Multi-Family
1,737
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CLAW
Mls ID: #26718427