266 McChain RdFinleyvillePA15332
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 266 McChain Rd, Finleyville, PA, 15332 in Finleyville. Rental yield 7.36%. The 1.36 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $96,699 and $3,224/yr in principal reduction project total return of $123,787.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(148) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,146 |
| Total Monthly Debt Service | $2,154 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15332, Finleyville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,046 (100%) |
| Owner Occupied HU | 3,248 (80.3%) |
| Renter Occupied HU | 470 (11.6%) |
| Vacant Housing Units | 328 ( 8.1%) |
| Median Home Value | $240,055 |
| Average Home Value | $282,192 |
Housing Distribution
Address Breakdown
Residential
3,796
Single Family
3,697
Multi-Family
99
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15332, Finleyville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,046 (100%) |
| Owner Occupied HU | 3,248 (80.3%) |
| Renter Occupied HU | 470 (11.6%) |
| Vacant Housing Units | 328 ( 8.1%) |
| Median Home Value | $240,055 |
| Average Home Value | $282,192 |
Housing Distribution
Address Breakdown
Residential
3,796
Single Family
3,697
Multi-Family
99
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise Iamurri-Bartman • COSTA REAL ESTATE LLC
Mls Name: WPMLS
Mls ID: #1721345