2656 Camberley CirNapervilleIL60564
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.53, 2656 Camberley Cir, Naperville, IL, 60564 in Naperville sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.25%. The 8.25% yield is backed by 5% annual appreciation projecting $133,997 in value gain, plus $4,467/yr in principal reduction. Total projected cumulative return: $156,021.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.1% |
| Monthly Cash Flow | $(489) | $1,850 |
City averages based on Naperville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,335 |
| Total Monthly Debt Service | $3,631 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2012
2,808 sqft lot
$N/A/sqft
$460 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2012
2,808 sqft lot
$N/A/sqft
$460 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices