265 Union St, Springfield, MA, 01105 | 5.2% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,578/mo, and a $2,912/mo payment. Purchase price stands at $595,000, and rental yield measures 5.2% with $2,578/mo rent. Return on cash invested shows 12.88% in year one, and 5% annual appreciation builds toward $164,388 over five years. Five-year ROI reaches 65.26% and total cumulative return in cash records $127,754. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,578/mo property income covering a $2,912/mo payment rather than investor’s personal income.

Multi Family

Built in 1900

7,743 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 01105, Springfield, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,550 (100%)
Owner Occupied HU	593 (10.7%)
Renter Occupied HU	4,441 (80.0%)
Vacant Housing Units	516 ( 9.3%)
Median Home Value	$248,188
Average Home Value	$268,957