265 Mistletoe LnHarpers FerryWV25425
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Harpers Ferry at 265 Mistletoe Ln, Harpers Ferry, WV, 25425 projects strong ROI of 0.72%. Rental yield 0.75%. With 5% annual appreciation, the property builds $1,048,489 in value over five years. Equity growth combined delivers a projected five-year ROI of 16.03%, translating into $171,819 in total cumulative return on $1,072,088 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 7.2% |
| Monthly Cash Flow | $(19,588) | $1,250 |
City averages based on Harpers Ferry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,370 |
| Total Monthly Debt Service | $20,449 |
| DSCR Ratio | 0.12x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25425, Harpers Ferry, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,093 (100%) |
| Owner Occupied HU | 4,517 (74.1%) |
| Renter Occupied HU | 830 (13.6%) |
| Vacant Housing Units | 746 (12.2%) |
| Median Home Value | $348,409 |
| Average Home Value | $381,230 |
Housing Distribution
Address Breakdown
Residential
5,399
Single Family
3,903
Multi-Family
1,496
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25425, Harpers Ferry, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,093 (100%) |
| Owner Occupied HU | 4,517 (74.1%) |
| Renter Occupied HU | 830 (13.6%) |
| Vacant Housing Units | 746 (12.2%) |
| Median Home Value | $348,409 |
| Average Home Value | $381,230 |
Housing Distribution
Address Breakdown
Residential
5,399
Single Family
3,903
Multi-Family
1,496
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #WVJF2022586