265 Main StreetDelhiNY13753
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Delhi at 265 Main Street, Delhi, NY, 13753 offers $1,973/mo rent that, after a $2,100/mo payment. Total monthly income is $1,973/mo. Return on cash invested measures 12.38% in year one, and rental yield stands at 5.52% at a $429,000 entry. Equity gained on principal adds $2,768/yr while 5% annual appreciation compounds into $118,525 by year five. Five-year ROI records 63.12% and total cumulative return in cash reaches $89,761. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,973/mo property income versus a $2,100/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1936
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13753, Delhi, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,371 (100%) |
| Owner Occupied HU | 1,354 (57.1%) |
| Renter Occupied HU | 545 (23.0%) |
| Vacant Housing Units | 472 (19.9%) |
| Median Home Value | $291,190 |
| Average Home Value | $371,921 |
Housing Distribution
Address Breakdown
Residential
1,927
Single Family
1,869
Multi-Family
58
Businesses
240
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