265 Depot StreetProctorsvilleVT05153
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 265 Depot Street, Proctorsville, VT, 05153 in Proctorsville at $1,600,000, 2.71% gross yield, is a market-growth asset. Rental yield 2.71%. The $3,612/mo rent partially funds the $7,195/mo debt service; the core return is the 5%/yr price growth projected to add $442,051 over five years. Ziffy Mortgage's DSCR mortgage (0.50) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $157,346.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 6.2% |
| Monthly Cash Flow | $(7,033) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,612 |
| Total Monthly Debt Service | $10,008 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05153, Proctorsville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 695 (100%) |
| Owner Occupied HU | 344 (49.5%) |
| Renter Occupied HU | 61 ( 8.8%) |
| Vacant Housing Units | 290 (41.7%) |
| Median Home Value | $344,444 |
| Average Home Value | $439,920 |
Housing Distribution
Address Breakdown
Residential
268
Single Family
262
Multi-Family
6
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05153, Proctorsville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 695 (100%) |
| Owner Occupied HU | 344 (49.5%) |
| Renter Occupied HU | 61 ( 8.8%) |
| Vacant Housing Units | 290 (41.7%) |
| Median Home Value | $344,444 |
| Average Home Value | $439,920 |
Housing Distribution
Address Breakdown
Residential
268
Single Family
262
Multi-Family
6
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daire Gibney • Barrett and Valley Associates Inc.
Mls Name: PrimeMLS
Mls ID: #5002783