265 Black Oak DrSmiths StationAL36877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Smiths Station at 265 Black Oak Dr, Smiths Station, AL, 36877 listed at $309,727 pairs $2,820/mo rent with a $1,516/mo payment to leave $1,072/mo cash flow. Total monthly income runs $2,820/mo, and annual cash flow reaches $12,861/yr on $102,675 cash to close. Return on cash invested measures 32.43% in year one, and rental yield registers 10.93% at a $309,727 basis. Equity gained on principal adds $1,999/yr, and annual property appreciation at 5% supports $85,572 by year five. Five-year ROI tracks 169.31% and total cumulative return in cash totals $173,838. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,820/mo property income relative to a $1,516/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36877, Smiths, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,603 (100%) |
| Owner Occupied HU | 3,741 (66.8%) |
| Renter Occupied HU | 1,540 (27.5%) |
| Vacant Housing Units | 322 ( 5.7%) |
| Median Home Value | $289,532 |
| Average Home Value | $326,925 |
Housing Distribution
Address Breakdown
Residential
5,334
Single Family
5,052
Multi-Family
282
Businesses
243
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: ROSE ANNE ERICKSON • BICKERSTAFF PARHAM REAL ESTATE
Mls Name: LCMLS
Mls ID: #177289