2643 Roseland TerSaint LouisMO63143
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2643 Roseland Ter, Saint Louis, MO, 63143 in Saint Louis is a solid income-producing rental, 9.05% gross yield, $2,261/mo rent, $393/mo net cash flow on a $299,900 buy. DSCR 1.68 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,857 and $2,762/yr in principal reduction project a total cumulative return of $139,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.8% |
| Monthly Cash Flow | $393 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,261 |
| Total Monthly Debt Service | $1,748 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
9,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63143, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 2,376 (41.5%) |
| Renter Occupied HU | 2,828 (49.4%) |
| Vacant Housing Units | 522 ( 9.1%) |
| Median Home Value | $275,000 |
| Average Home Value | $311,952 |
Housing Distribution
Address Breakdown
Residential
5,318
Single Family
3,209
Multi-Family
2,109
Businesses
572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
9,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63143, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 2,376 (41.5%) |
| Renter Occupied HU | 2,828 (49.4%) |
| Vacant Housing Units | 522 ( 9.1%) |
| Median Home Value | $275,000 |
| Average Home Value | $311,952 |
Housing Distribution
Address Breakdown
Residential
5,318
Single Family
3,209
Multi-Family
2,109
Businesses
572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John M Jackson • John Jackson Neighborhood Real Estate Company, LLC
Mls Name: MARIS
Mls ID: #25053595