26425 Orange CirPaisleyFL32767
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 26425 Orange Cir, Paisley, FL, 32767 in Paisley at $122,000 earns $928/mo in rent and nets $164/mo after the $549/mo payment, a 9.58% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $33,706 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,124/yr in principal paydown, total projected return reaches $54,114.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $164 | $1,500 |
City averages based on Paisley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $928 |
| Total Monthly Debt Service | $761 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32767, Paisley, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 1,019 (72.9%) |
| Renter Occupied HU | 169 (12.1%) |
| Vacant Housing Units | 210 (15.0%) |
| Median Home Value | $187,500 |
| Average Home Value | $241,266 |
Housing Distribution
Address Breakdown
Residential
1,164
Single Family
1,164
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32767, Paisley, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 1,019 (72.9%) |
| Renter Occupied HU | 169 (12.1%) |
| Vacant Housing Units | 210 (15.0%) |
| Median Home Value | $187,500 |
| Average Home Value | $241,266 |
Housing Distribution
Address Breakdown
Residential
1,164
Single Family
1,164
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices