264 Whelan WayFishervilleKY40023
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 264 Whelan Way, Fisherville, KY, 40023 in Fisherville is a conservative rental investment at $699,900. Rental yield 6.05%. A 1.12 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $193,369; $6,446/yr in principal paydown supplements. Total projected return: $218,129.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 7.0% |
| Monthly Cash Flow | $(729) | $850 |
City averages based on Fisherville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,530 |
| Total Monthly Debt Service | $3,981 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40023, Fisherville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,372 (100%) |
| Owner Occupied HU | 2,171 (91.5%) |
| Renter Occupied HU | 101 ( 4.3%) |
| Vacant Housing Units | 100 ( 4.2%) |
| Median Home Value | $444,737 |
| Average Home Value | $483,057 |
Housing Distribution
Address Breakdown
Residential
2,442
Single Family
2,442
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40023, Fisherville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,372 (100%) |
| Owner Occupied HU | 2,171 (91.5%) |
| Renter Occupied HU | 101 ( 4.3%) |
| Vacant Housing Units | 100 ( 4.2%) |
| Median Home Value | $444,737 |
| Average Home Value | $483,057 |
Housing Distribution
Address Breakdown
Residential
2,442
Single Family
2,442
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angie Robin • Brown Realty
Mls Name: GLARMLS
Mls ID: #1703719