264 Pineland Dr SESmyrnaGA30082
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 264 Pineland Dr SE, Smyrna, GA, 30082 in Smyrna. Priced at $415,000, it generates $4,668/mo in gross rent and $2,142/mo in net monthly cash flow, a 13.5% yield that comfortably supports the 2.50 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,707. Five-year appreciation: $114,657. Equity from principal paydown: $3,822/yr. Total projected cumulative return: $295,047.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.0% |
| Monthly Cash Flow | $2,142 | $300 |
City averages based on Smyrna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,668 |
| Total Monthly Debt Service | $2,361 |
| DSCR Ratio | 1.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30082, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,464 (100%) |
| Owner Occupied HU | 8,352 (67.0%) |
| Renter Occupied HU | 3,462 (27.8%) |
| Vacant Housing Units | 650 ( 5.2%) |
| Median Home Value | $483,359 |
| Average Home Value | $513,400 |
Housing Distribution
Address Breakdown
Residential
12,117
Single Family
9,552
Multi-Family
2,565
Businesses
507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30082, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,464 (100%) |
| Owner Occupied HU | 8,352 (67.0%) |
| Renter Occupied HU | 3,462 (27.8%) |
| Vacant Housing Units | 650 ( 5.2%) |
| Median Home Value | $483,359 |
| Average Home Value | $513,400 |
Housing Distribution
Address Breakdown
Residential
12,117
Single Family
9,552
Multi-Family
2,565
Businesses
507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices