2639 7th St, Baker City, OR, 97814 | 4.98% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baker City at 2639 7th St, Baker City, OR, 97814 earns from $1,200/mo rent with a $1,415/mo payment. Total monthly income totals $1,200/mo. ROI tracks 13.08% on current figures, and rental yield reads 4.98% at a $289,000 purchase. Equity gained on principal adds $1,865/yr, and 5% annual appreciation supports $79,845 over five years. Five-year ROI reaches 66.08% and total cumulative return in cash sums $63,302. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,200/mo property income instead of your personal income.

Single Family

Built in 1895

4,356 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97814, Baker City, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,071 (100%)
Owner Occupied HU	3,858 (63.5%)
Renter Occupied HU	1,703 (28.1%)
Vacant Housing Units	510 ( 8.4%)
Median Home Value	$330,541
Average Home Value	$398,513