263655 E County Road 45RingwoodOK73768
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 263655 E County Road 45, Ringwood, OK, 73768 in Ringwood is capital appreciation. Rental yield 2.13%. The 2.13% gross yield at $699,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $193,121 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.38) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $45,247.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.2% |
| Monthly Cash Flow | $(3,221) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,243 |
| Total Monthly Debt Service | $4,356 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73768, Ringwood, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 650 (100%) |
| Owner Occupied HU | 478 (73.5%) |
| Renter Occupied HU | 82 (12.6%) |
| Vacant Housing Units | 90 (13.8%) |
| Median Home Value | $157,292 |
| Average Home Value | $207,385 |
Housing Distribution
Address Breakdown
Residential
539
Single Family
539
Multi-Family
0
Businesses
47
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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