2636 Western DrCoquilleOR97423
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2636 Western Dr, Coquille, OR, 97423 in Coquille is capital appreciation. Rental yield 4.42%. The 4.42% gross yield at $725,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $200,304 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.82) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $164,535.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.2% |
| Monthly Cash Flow | $(1,709) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,668 |
| Total Monthly Debt Service | $4,088 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
11.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97423, Coquille, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 2,177 (67.1%) |
| Renter Occupied HU | 780 (24.1%) |
| Vacant Housing Units | 286 ( 8.8%) |
| Median Home Value | $368,731 |
| Average Home Value | $385,691 |
Housing Distribution
Address Breakdown
Residential
2,944
Single Family
2,930
Multi-Family
14
Businesses
245
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
11.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97423, Coquille, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 2,177 (67.1%) |
| Renter Occupied HU | 780 (24.1%) |
| Vacant Housing Units | 286 ( 8.8%) |
| Median Home Value | $368,731 |
| Average Home Value | $385,691 |
Housing Distribution
Address Breakdown
Residential
2,944
Single Family
2,930
Multi-Family
14
Businesses
245
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices