26348 Arboretum Way Unit 503MurrietaCA92563
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 26348 Arboretum Way Unit 503, Murrieta, CA, 92563 in Murrieta at $299,000 earns $2,245/mo in rent and nets $184/mo after the $1,344/mo payment, a 9.01% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,608 over five years. Ziffy Mortgage underwrites this on a 1.67 DSCR without U.S. credit history. With $2,754/yr in principal paydown, total projected return reaches $138,852.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $184 | $300 |
City averages based on Murrieta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,245 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92563, Murrieta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,748 (100%) |
| Owner Occupied HU | 17,170 (72.3%) |
| Renter Occupied HU | 5,754 (24.2%) |
| Vacant Housing Units | 824 ( 3.5%) |
| Median Home Value | $653,272 |
| Average Home Value | $692,437 |
Housing Distribution
Address Breakdown
Residential
22,985
Single Family
22,110
Multi-Family
875
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92563, Murrieta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,748 (100%) |
| Owner Occupied HU | 17,170 (72.3%) |
| Renter Occupied HU | 5,754 (24.2%) |
| Vacant Housing Units | 824 ( 3.5%) |
| Median Home Value | $653,272 |
| Average Home Value | $692,437 |
Housing Distribution
Address Breakdown
Residential
22,985
Single Family
22,110
Multi-Family
875
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Allen Motakef • Rise Realty
Mls Name: CRMLS
Mls ID: #OC25243357