263 Plum Run #1Le SueurMN56058
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 263 Plum Run #1, Le Sueur, MN, 56058 in Le Sueur. Priced at $268,500, it generates $2,380/mo in gross rent and $703/mo in net monthly cash flow, a 10.64% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,435. Five-year appreciation: $74,182. Equity from principal paydown: $2,473/yr. Total projected cumulative return: $147,184.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $703 | $800 |
City averages based on Le Sueur market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,380 |
| Total Monthly Debt Service | $1,570 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1998
0.05 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56058, Le Sueur, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,657 (100%) |
| Owner Occupied HU | 1,876 (70.6%) |
| Renter Occupied HU | 624 (23.5%) |
| Vacant Housing Units | 157 ( 5.9%) |
| Median Home Value | $317,563 |
| Average Home Value | $340,220 |
Housing Distribution
Address Breakdown
Residential
2,693
Single Family
2,353
Multi-Family
340
Businesses
203
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1998
0.05 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56058, Le Sueur, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,657 (100%) |
| Owner Occupied HU | 1,876 (70.6%) |
| Renter Occupied HU | 624 (23.5%) |
| Vacant Housing Units | 157 ( 5.9%) |
| Median Home Value | $317,563 |
| Average Home Value | $340,220 |
Housing Distribution
Address Breakdown
Residential
2,693
Single Family
2,353
Multi-Family
340
Businesses
203
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices