263 Como RdLake ComoPA18437
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play263 Como Rd, Lake Como, PA, 18437 in Lake Como is priced for appreciation, not yield. Rental yield 1.27%. At $1,395,000 with a 1.27% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $385,413 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.23) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $37,650.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.2% |
| Monthly Cash Flow | $(7,669) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,472 |
| Total Monthly Debt Service | $8,586 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1890
96.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18437, Lake Como, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 131 (100%) |
| Owner Occupied HU | 69 (52.7%) |
| Renter Occupied HU | 12 ( 9.2%) |
| Vacant Housing Units | 50 (38.2%) |
| Median Home Value | $350,000 |
| Average Home Value | $378,188 |
Housing Distribution
Address Breakdown
Residential
84
Single Family
84
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1890
96.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18437, Lake Como, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 131 (100%) |
| Owner Occupied HU | 69 (52.7%) |
| Renter Occupied HU | 12 ( 9.2%) |
| Vacant Housing Units | 50 (38.2%) |
| Median Home Value | $350,000 |
| Average Home Value | $378,188 |
Housing Distribution
Address Breakdown
Residential
84
Single Family
84
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Gross • UPPER DELAWARE REAL ESTATE
Mls Name: NY State MLS
Mls ID: #11364188