2628 S Roth Ave #31BGonzalesLA70737
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2628 S Roth Ave #31B, Gonzales, LA, 70737 in Gonzales carries a 1.75 coverage ratio, rent of $911/mo is 1.75 times the $522/mo payment. Rental yield 9.42%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $116,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $32,049; total projected cumulative return: $36,651.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $(136) | $325 |
City averages based on Gonzales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $911 |
| Total Monthly Debt Service | $1,001 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
435.60 sqft lot
$N/A/sqft
$3,564 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
435.60 sqft lot
$N/A/sqft
$3,564 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liz Laurent • Craft Realty
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2025005221
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.