2625 Howe StSanta CruzCA95065








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,297/mo, and a $4,841/mo payment. Purchase price stands at $989,000, and rental yield measures 4% with $3,297/mo rent. Return on cash invested shows 9.65% in year one, and 5% annual appreciation builds toward $273,242 over five years. Five-year ROI reaches 47.81% and total cumulative return in cash records $155,574. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,297/mo property income covering a $4,841/mo payment rather than investor’s personal income.
Single Family
Built in 1930
4,922 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95065, Santa Cruz, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,350 (100%) |
| Owner Occupied HU | 2,085 (62.2%) |
| Renter Occupied HU | 1,052 (31.4%) |
| Vacant Housing Units | 213 ( 6.4%) |
| Median Home Value | $1,219,922 |
| Average Home Value | $1,315,375 |
Housing Distribution
Address Breakdown
Residential
3,172
Single Family
2,899
Multi-Family
273
Businesses
233
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Listed by: Strock Team • eXp Realty of California Inc
Mls Name: MLSListings Inc
Mls ID: #ML82017264








