2625 Freshwater LnEl DoradoCA95623
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2625 Freshwater Ln, El Dorado, CA, 95623 in El Dorado is straightforward: $669,000 in, $5,282/mo in rent, $1,144/mo out after debt service. The 9.48% gross yield and 1.76 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $184,832 by year five. With $6,162/yr in principal equity, the total cumulative return is projected at $327,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $1,144 | $300 |
City averages based on El Dorado market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,282 |
| Total Monthly Debt Service | $3,872 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
5.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95623, El Dorado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,228 (100%) |
| Owner Occupied HU | 1,730 (77.6%) |
| Renter Occupied HU | 350 (15.7%) |
| Vacant Housing Units | 148 ( 6.6%) |
| Median Home Value | $574,138 |
| Average Home Value | $723,211 |
Housing Distribution
Address Breakdown
Residential
1,662
Single Family
1,654
Multi-Family
8
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
5.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95623, El Dorado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,228 (100%) |
| Owner Occupied HU | 1,730 (77.6%) |
| Renter Occupied HU | 350 (15.7%) |
| Vacant Housing Units | 148 ( 6.6%) |
| Median Home Value | $574,138 |
| Average Home Value | $723,211 |
Housing Distribution
Address Breakdown
Residential
1,662
Single Family
1,654
Multi-Family
8
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denice Dell • Navigate Realty
Mls Name: MetroList Services of CA
Mls ID: #225078426