2625 20th Street Ensley WBirminghamAL35208
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Birmingham at 2625 20th Street Ensley W, Birmingham, AL, 35208 uses $46,079 cash to close to unlock $3,657/yr annual cash flow and $305/mo monthly cash flow. Total monthly income runs $1,089/mo, and a $680/mo payment keeps the spread at $305/mo. Purchase price stands at $139,000, and rental yield measures 9.4% with $1,089/mo rent. Return on cash invested shows 27.85% in year one, and 5% annual appreciation builds toward $38,403 over five years. Five-year ROI reaches 144.71% and total cumulative return in cash records $66,680. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,089/mo property income covering a $680/mo payment rather than investor’s personal income.
Single Family
Built in 1943
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35208, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,803 (100%) |
| Owner Occupied HU | 2,766 (40.7%) |
| Renter Occupied HU | 2,770 (40.7%) |
| Vacant Housing Units | 1,267 (18.6%) |
| Median Home Value | $88,646 |
| Average Home Value | $199,797 |
Housing Distribution
Address Breakdown
Residential
5,760
Single Family
5,555
Multi-Family
205
Businesses
459
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Listed by: Maggie Moore • EXIT Realty Southern Select
Mls Name: GALMLS
Mls ID: #21434407