2620 Trent RdPalm HarborFL34684
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2620 Trent Rd, Palm Harbor, FL, 34684 in Palm Harbor is a top-tier cash-flow asset. At $550,000 it produces $4,693/mo in rent and $1,043/mo in net monthly income, a 10.24% gross rental yield. The DSCR of 1.90 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,520. Five-year appreciation adds $151,955, driving a total cumulative return of $276,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.8% |
| Monthly Cash Flow | $1,043 | $250 |
City averages based on Palm Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,693 |
| Total Monthly Debt Service | $3,431 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.42 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.42 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexander Izikson • RICHARD PETERS REALTY LLC
Mls Name: Stellar MLS
Mls ID: #TB8413075