261 Stoney Point RdAustinTX78737
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow261 Stoney Point Rd, Austin, TX, 78737 in Austin earns its strong cash-flow label: 10.03% yield, $9,823/mo rent, $1,362/mo net income, DSCR 1.86. The $1,175,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $324,631 by year five. Combined with $10,822/yr in principal paydown, total projected return reaches $538,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 4.5% |
| Monthly Cash Flow | $1,362 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,823 |
| Total Monthly Debt Service | $7,994 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
0.37 Acres lot
$N/A/sqft
$318 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78737, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,160 (100%) |
| Owner Occupied HU | 7,449 (81.3%) |
| Renter Occupied HU | 1,335 (14.6%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $721,648 |
| Average Home Value | $794,069 |
Housing Distribution
Address Breakdown
Residential
9,051
Single Family
7,880
Multi-Family
1,171
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
0.37 Acres lot
$N/A/sqft
$318 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78737, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,160 (100%) |
| Owner Occupied HU | 7,449 (81.3%) |
| Renter Occupied HU | 1,335 (14.6%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $721,648 |
| Average Home Value | $794,069 |
Housing Distribution
Address Breakdown
Residential
9,051
Single Family
7,880
Multi-Family
1,171
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices