261 Bella Vista RdBerryvilleAR72616
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.36% yield at 261 Bella Vista Rd, Berryville, AR, 72616 in Berryville is solid, but the $2,689/mo payment compresses net cash flow to $35/mo at $598,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $165,216 by year five, and $5,508/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.36) without U.S. income documentation. Total projected return: $228,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $35 | $300 |
City averages based on Berryville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,670 |
| Total Monthly Debt Service | $3,396 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1.74 Acres lot
$N/A/sqft
$375 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72616, Berryville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,479 (100%) |
| Owner Occupied HU | 2,852 (63.7%) |
| Renter Occupied HU | 1,211 (27.0%) |
| Vacant Housing Units | 416 ( 9.3%) |
| Median Home Value | $220,569 |
| Average Home Value | $272,134 |
Housing Distribution
Address Breakdown
Residential
4,319
Single Family
4,218
Multi-Family
101
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1.74 Acres lot
$N/A/sqft
$375 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72616, Berryville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,479 (100%) |
| Owner Occupied HU | 2,852 (63.7%) |
| Renter Occupied HU | 1,211 (27.0%) |
| Vacant Housing Units | 416 ( 9.3%) |
| Median Home Value | $220,569 |
| Average Home Value | $272,134 |
Housing Distribution
Address Breakdown
Residential
4,319
Single Family
4,218
Multi-Family
101
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Brace • Better Homes and Gardens Real Estate Journey
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1341360
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.