2607 Mallory LnSanta CruzCA95065








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Santa Cruz at 2607 Mallory Ln, Santa Cruz, CA, 95065 uses $271,425 cash to close to unlock $28/yr annual cash flow and $2/mo monthly cash flow. Total monthly income runs $5,106/mo, and a $4,038/mo payment keeps the spread at $2/mo. Purchase price stands at $825,000, and rental yield measures 7.43% with $5,106/mo rent. Return on cash invested shows 20.07% in year one, and 5% annual appreciation builds toward $227,932 over five years. Five-year ROI reaches 103.68% and total cumulative return in cash records $281,409. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,106/mo property income covering a $4,038/mo payment rather than investor’s personal income.
Condo
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95065, Santa Cruz, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,350 (100%) |
| Owner Occupied HU | 2,085 (62.2%) |
| Renter Occupied HU | 1,052 (31.4%) |
| Vacant Housing Units | 213 ( 6.4%) |
| Median Home Value | $1,219,922 |
| Average Home Value | $1,315,375 |
Housing Distribution
Address Breakdown
Residential
3,172
Single Family
2,899
Multi-Family
273
Businesses
233
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Listed by: Diane Molnar • David Lyng Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82019230








