2604 E 20th St UNIT 304, Signal Hill, CA, 90755 | $244/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Signal Hill at 2604 E 20th St UNIT 304, Signal Hill, CA, 90755 offers a 7.86% rental yield on a $675,000 purchase with $4,420/mo rent. Total monthly income registers $4,420/mo, and a $3,304/mo payment leaves $244/mo available for distribution. Annual cash flow reaches $2,929/yr on $222,075 to close, and return on cash invested stands at 21.38% in year one. Equity gained on principal adds $4,356/yr while 5% annual appreciation supports $186,490 over five years. Portfolio math shows five-year ROI at 110.71% and total cumulative return in cash at $245,859. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,420/mo property income against a $3,304/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1989

1.60 Acres lot

$N/A/sqft

No HOA