2603 W Arden WayDunlapIL61525
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 2603 W Arden Way, Dunlap, IL, 61525 in Dunlap is listed at $554,900 and delivers $4,620/mo in rent and $759/mo in net monthly cash flow. The 9.99% yield and 1.85 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $153,309 over five years, and $5,111/yr in principal reduction supplements cash return. Total projected cumulative return: $261,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $759 | $250 |
City averages based on Dunlap market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,620 |
| Total Monthly Debt Service | $3,641 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
8,287 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61525, Dunlap, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 3,270 (77.7%) |
| Renter Occupied HU | 655 (15.6%) |
| Vacant Housing Units | 285 ( 6.8%) |
| Median Home Value | $330,207 |
| Average Home Value | $362,299 |
Housing Distribution
Address Breakdown
Residential
4,000
Single Family
3,890
Multi-Family
110
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
8,287 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61525, Dunlap, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 3,270 (77.7%) |
| Renter Occupied HU | 655 (15.6%) |
| Vacant Housing Units | 285 ( 6.8%) |
| Median Home Value | $330,207 |
| Average Home Value | $362,299 |
Housing Distribution
Address Breakdown
Residential
4,000
Single Family
3,890
Multi-Family
110
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rich Gillespie • RE/MAX Traders Unlimited
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #PA1257442
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.