2601 W Sesame StDunlapIL61525
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2601 W Sesame St, Dunlap, IL, 61525 in Dunlap earns a respectable 8.52% gross yield at $400,000, but after the $1,799/mo mortgage the net cash flow is $67/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.58) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $110,513 over five years, making equity the dominant return driver. Total projected return: $157,318.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $67 | $250 |
City averages based on Dunlap market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,842 |
| Total Monthly Debt Service | $2,615 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
6,577 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61525, Dunlap, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 3,270 (77.7%) |
| Renter Occupied HU | 655 (15.6%) |
| Vacant Housing Units | 285 ( 6.8%) |
| Median Home Value | $330,207 |
| Average Home Value | $362,299 |
Housing Distribution
Address Breakdown
Residential
4,000
Single Family
3,890
Multi-Family
110
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
6,577 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61525, Dunlap, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 3,270 (77.7%) |
| Renter Occupied HU | 655 (15.6%) |
| Vacant Housing Units | 285 ( 6.8%) |
| Median Home Value | $330,207 |
| Average Home Value | $362,299 |
Housing Distribution
Address Breakdown
Residential
4,000
Single Family
3,890
Multi-Family
110
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Troy Kerrn • Keller Williams Premier Realty
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #PA1260955
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.