2601 Thunderbolt Cir #A14PinetopAZ85935
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 2601 Thunderbolt Cir #A14, Pinetop, AZ, 85935 in Pinetop at $312,000. Rental yield 7.85%. The 7.85% yield and 1.45 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $86,200 by year five, and $2,874/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $108,021.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 8.0% |
| Monthly Cash Flow | $(179) | $1,200 |
City averages based on Pinetop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $2,095 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1981
832 sqft lot
$N/A/sqft
$4,500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85935, Pinetop, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,328 (100%) |
| Owner Occupied HU | 1,403 (26.3%) |
| Renter Occupied HU | 373 ( 7.0%) |
| Vacant Housing Units | 3,552 (66.7%) |
| Median Home Value | $432,586 |
| Average Home Value | $483,642 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,611
Multi-Family
55
Businesses
237
Nearby investment properties with comparable rents
- 3 Bed
- 2 Bath
- 1456 sft
- 1 Bed
- 1 Bath
- 735 sft
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1981
832 sqft lot
$N/A/sqft
$4,500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85935, Pinetop, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,328 (100%) |
| Owner Occupied HU | 1,403 (26.3%) |
| Renter Occupied HU | 373 ( 7.0%) |
| Vacant Housing Units | 3,552 (66.7%) |
| Median Home Value | $432,586 |
| Average Home Value | $483,642 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,611
Multi-Family
55
Businesses
237
Nearby investment properties with comparable rents
- 3 Bed
- 2 Bath
- 1456 sft
- 1 Bed
- 1 Bath
- 735 sft
Nearby investment properties with comparable prices
Listed by: Lisa E O'Connell • Frank M. Smith & Associates, Inc.
Mls Name: ARMLS
Mls Provider:
Mls ID: #6857754
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010