2601 Pennsylvania Ave APT 412PhiladelphiaPA19130
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2601 Pennsylvania Ave APT 412, Philadelphia, PA, 19130 in Philadelphia speaks for itself: 10.74% gross on a $580,000 price, generating $5,190/mo in rent and $1,389/mo in net income after the $2,608/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,672 stacks alongside $160,243 in projected five-year appreciation and $5,342/yr in principal reduction. Projected total cumulative return: $247,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.8% |
| Monthly Cash Flow | $1,389 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,190 |
| Total Monthly Debt Service | $4,613 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19130, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,828 (100%) |
| Owner Occupied HU | 6,253 (33.2%) |
| Renter Occupied HU | 11,027 (58.6%) |
| Vacant Housing Units | 1,548 ( 8.2%) |
| Median Home Value | $561,193 |
| Average Home Value | $603,498 |
Housing Distribution
Address Breakdown
Residential
17,428
Single Family
7,172
Multi-Family
10,256
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19130, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,828 (100%) |
| Owner Occupied HU | 6,253 (33.2%) |
| Renter Occupied HU | 11,027 (58.6%) |
| Vacant Housing Units | 1,548 ( 8.2%) |
| Median Home Value | $561,193 |
| Average Home Value | $603,498 |
Housing Distribution
Address Breakdown
Residential
17,428
Single Family
7,172
Multi-Family
10,256
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices