260 Gellert DrSan FranciscoCA94132
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Francisco at 260 Gellert Dr, San Francisco, CA, 94132 projects strong ROI of 0.75%. Rental yield 1.37%. With 5% annual appreciation, the property builds $825,529 in value over five years. Equity growth combined delivers a projected five-year ROI of 16.95%, translating into $143,053 in total cumulative return on $844,110 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 4.5% |
| Monthly Cash Flow | $(15,405) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,408 |
| Total Monthly Debt Service | $17,624 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
5,079 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94132, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,825 (100%) |
| Owner Occupied HU | 4,306 (36.4%) |
| Renter Occupied HU | 6,117 (51.7%) |
| Vacant Housing Units | 1,402 (11.9%) |
| Median Home Value | $1,373,253 |
| Average Home Value | $1,404,283 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
6,814
Multi-Family
3,755
Businesses
494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
5,079 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94132, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,825 (100%) |
| Owner Occupied HU | 4,306 (36.4%) |
| Renter Occupied HU | 6,117 (51.7%) |
| Vacant Housing Units | 1,402 (11.9%) |
| Median Home Value | $1,373,253 |
| Average Home Value | $1,404,283 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
6,814
Multi-Family
3,755
Businesses
494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jianfei Doris Li • Realty One Group Extreme
Mls Name: SFAR
Mls Provider:
Mls ID: #425030187
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.