26 Rolling Oaks Rd #CSugar GroveIL60554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.51, 26 Rolling Oaks Rd #C, Sugar Grove, IL, 60554 in Sugar Grove sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.13%. The 8.13% yield is backed by 5% annual appreciation projecting $75,977 in value gain, plus $2,533/yr in principal reduction. Total projected cumulative return: $87,555.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.5% |
| Monthly Cash Flow | $(290) | $300 |
City averages based on Sugar Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,863 |
| Total Monthly Debt Service | $2,044 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
3,510 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60554, Sugar Grove, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,571 (100%) |
| Owner Occupied HU | 4,041 (88.4%) |
| Renter Occupied HU | 380 ( 8.3%) |
| Vacant Housing Units | 150 ( 3.3%) |
| Median Home Value | $403,459 |
| Average Home Value | $423,726 |
Housing Distribution
Address Breakdown
Residential
4,619
Single Family
4,537
Multi-Family
82
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
3,510 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60554, Sugar Grove, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,571 (100%) |
| Owner Occupied HU | 4,041 (88.4%) |
| Renter Occupied HU | 380 ( 8.3%) |
| Vacant Housing Units | 150 ( 3.3%) |
| Median Home Value | $403,459 |
| Average Home Value | $423,726 |
Housing Distribution
Address Breakdown
Residential
4,619
Single Family
4,537
Multi-Family
82
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Calvin Wilson • eXp Realty, LLC
Mls Name: MRED as distributed by MLS GRID
Mls Provider:
Mls ID: #12325115
Disclaimer: Based on information submitted to the MLS GRID as of 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#17)