26 Patricia LaneWashingtonvilleNY10992
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 26 Patricia Lane, Washingtonville, NY, 10992 in Washingtonville hard to pass up. The 11.58% gross yield on a $485,000 purchase results in $4,680/mo in rent and $1,441/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.15). Annual cash flow of $17,295, five-year appreciation of $133,997, and $4,467/yr in equity build-up combine for a projected total cumulative return of $277,713.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,441 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,680 |
| Total Monthly Debt Service | $3,046 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10992, Washingtonville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,435 (100%) |
| Owner Occupied HU | 2,641 (76.9%) |
| Renter Occupied HU | 626 (18.2%) |
| Vacant Housing Units | 168 ( 4.9%) |
| Median Home Value | $456,992 |
| Average Home Value | $520,878 |
Housing Distribution
Address Breakdown
Residential
3,393
Single Family
3,332
Multi-Family
61
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10992, Washingtonville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,435 (100%) |
| Owner Occupied HU | 2,641 (76.9%) |
| Renter Occupied HU | 626 (18.2%) |
| Vacant Housing Units | 168 ( 4.9%) |
| Median Home Value | $456,992 |
| Average Home Value | $520,878 |
Housing Distribution
Address Breakdown
Residential
3,393
Single Family
3,332
Multi-Family
61
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alicia S. Goldman • Christie's Int. Real Estate
Mls Name: OneKey MLS
Mls ID: #902045